For the purposes of this insurance, “Europe” covers all of Europe including the Republic of Ireland; The United Kingdom; The Channel Islands; Northern Ireland; Egypt; The Canary Islands; Morocco and Tunisia. However, it does not cover Algeria; Israel; Libya or Lebanon.
You will not be covered if you travel to a country where the Department of Foreign Affairs in the Republic of Ireland or the World Health Organisation has advised the public not to travel to that country.
Staying in Ireland?
If you are planning a trip within the Republic of Ireland or Northern Ireland, check out our partner site,
This is the date you are due to leave the Republic of Ireland.
This is the date you want to start cover from. Your cancellation and curtailment cover will only operate from this date.
This is the date you are due to return to the Republic of Ireland.
A husband/wife/civil partner or partner (who have co-habited for at least 6 months), plus any number of their unmarried, dependent children/grandchildren (including fostered or adopted), all aged under 23 years at the time of purchase of the policy, who are living at home, in full time education. Independent travel is allowed by all persons including children.
If the child is in full time education at a college or university in or out the Republic of Ireland and:
Up to two (2) adults and all their dependent children or grandchildren under the age of 18 in full time education.
Children under 16 must be accompanied by a Getcover insured Parent. If your Child is travelling without a parent please contact us on 01 526 7488 so that we can organise the appropriate cover.
Children between the ages of 3 and 15 insured on an annual policy are only covered if they travel with a Getcover insured adult.
Children between the ages of 16 and 17 are covered if they travel without a Getcover insured adult, provided we are notified in advance of each trip.
Full-time Students between the ages of 18 and 22 and living at home can be included on Annual Family policies and may travel independently of parents.",
We offer discounts to associations; unions; clubs; companies; and universities or colleges who have set up a discount scheme with us.
If you are a member of a particular group and would like to establish a staff, member or student scheme please contact our call centre on 01 526 7488.
This is the address we use to send you your quotation and/or your Schedule of Insurance
If your Irish Life, VHI, Aviva or Laya Healthcare Insurance policy includes in-patient medical cover abroad of €55,000 or more, we offer you a discount on the principle that there is no point in paying for the same cover twice.
Please note that all relevant waiting periods must have been served for you to avail of the discount.
If you avail of the discount, your Getcover policy provides cover as normal except for the portion already covered by your health insurance policy. Your Getcover medical insurance cover wraps around this cover and comes into effect when you have reached the in-hospital medical expenses limit.
You must ensure that the private health insurance policy covers all of the insured persons under this policy, including whilst participating in any sports or activities, and that it remains in force for the duration of your period of insurance.
Please note – Some Health insurance policies allow you to select or deselect this cover. In order to avail of the discount you must make sure that your Health policy includes the cover.